The Decline in Family is Caused by High Taxes
Blame the Parents
Statistically, parents really do spend less time with their families, these days. Because of this:
- Social conservatives, and some others who blame Hollywood, the music industry, and public schools for the decline in “family values”, condemn parents for not spending more time with their kids to offset those bad influences.
- Teachers, in a dramatic demonstration of how to serve as an irresponsible role model, prefer to blame parents, not themselves, for the decline in public education’s results. Those parents just aren’t spending the time with their offspring that they once did.
- Police like to blame parents for the trouble kids get in after school…they’re not spending enough time with them as role models.
- Technophobes blame newfangled televisions, video games, the net, and mobile phones for, well, anything cultural or behavioral…and blame the parents for not screening such entertainment, not knowing what the kids are seeing.
Family Matters
And, statistically, there’s no question that there’s some strong correlation between the amount of time parents spend with kids, or families in general spend together, and many other things, like drug use and success later in life. The more family time, the better-off the kids are.
It isn’t clear which way the causal relationship goes, but there’s certainly something happening there.
Prosperity-haters therefore blame most of society’s problems on how Greedy Materialists in America spend all day working, both parents, therefore leaving the children in the hands of day care help that is luck to keep the kids healthy and sane, much less serve as good role models and teachers.
If only they were willing to do without many of the nice things in life, like a second car and TV, they’d raise better kids.
They’re halfway correct.
The problem isn’t that people are so greedy as to wish to have decent lifestyles for themselves.
Working Man’s Burden
The actual cause of this decline in family time is taxes.
You thought the title was simply hyperbole to drag you in, didn’t you.
The typical main breadwinner in the US pays about 28% of his income in Federal taxes.
The typical second earner in the US brings in 27% of the first earner’s income, after taxes.
This means that the second parent is actually gone all day just to pay the first parent’s taxes.
And that’s only counting Federal taxes taken directly out of each earner’s check.
It doesn’t count the massive local tax burden they both pay for the public school that is failing their children, the state income taxes, and the many other tax and regulatory burdens we all shoulder outside of the direct hit on our paychecks.
But what it all adds up to is that, if not for high governmental costs, the second earner would not have to work at all, and yet the family would still have more money than it does now.
One of You Labors ONLY For Government
In fact, the second earner’s ENTIRE after-tax income is only a fraction of their household’s governmental burden.
Just cutting the tax and regulation-compliance burden in HALF would allow the second earner to stay home completely, or both earners to work far less than they currently are, and therefore spend more time with the kids…or even each other.
The greed is not on the part of the people who want to live better lives, but the government bureaucrats and the selfish people who support their massive spending (calling for expanded government, voting for politicians who bring home pork), therefore a tax burden so huge that people need to spend all day working, neglecting their families.
The death of the family is yet another problem caused by Big Brotherment, not simply bad parents.
Social conservatives, cops, teachers, and everyone else who is concerned about absent parents and family values should focus first on freeing parents to do something other than toil for the tax man.
America Already HAS Death Panels and Waiting Lists
Next time you see someone mocking the idea that America could have health care waiting lists and death panels, point out that we already do.
There is one domain of medical treatment that is mandated socialism-only, by the Federal government.
And, unsurprisingly, this system has a waiting list of over 100,000 people at a time.
You usually have to wait at least 1,000 days…nearly three years…for treatment.
In fact, you usually die before you get treated.
Why?

Big government types have heartlessly condemned thousands to death, by banning compensation to organ donors
1,000 Day Waiting List
Because it’s illegal to compensate people for donating their organs.
That’s right, you can’t pay someone for a kidney, whether they’re alive and donating one, or they just died and are a good organ donor whose family desperately needs the money.
Because of this, out of the 2,000,000 Americans who die every year, only 5,000 donate their organs. The vast majority of potential organ donors do not…but, obviously, more would if they had the hope of helping their own families deal financially with their death.
And so, with this socialized organ donation system, there is a waiting list of over one hundred thousand people, and you will probably die during the average of 1,000 days you will wait for an organ.
Imagine how many more people would sign their donor cards, put that in their living wills, et cetera, if they could hope that they could at least help support their family, if they did die.
Consider how many families, left destitute because the bread-winner unexpectedly died without life insurance, could at least have the hope of compensation because he was an organ donor. In fact, 35% of all people who did sign an organ donor card fail to donate because their family refuses consent after they died. How many might have chosen otherwise, if they could be compensated for the emotional sacrifice?
It’s even possible for people to choose to donate some organs while alive. The kidney waiting list, in some parts of the country, is ten years. That’s 3,650 days waiting for a kidney, on a dialysis machine that slowly kills you. Yet people could choose to donate a kidney any time, even when alive and healthy. Frankly, I’d never do that for money, but other people should be free to disagree with me.

As dramatized on a popular TV show, Gregory House on his way to a modern-day organ death panel, which rejects his patient, condemning her to death
Actual Death Panels
And let’s be clear: Because there is such a waiting list, there are actual panels of people who decide where each donated organ will go. They pronounce who gets them first, and who will not be allowed to have one at all, because it’d be a “waste”.
If you need an organ transplant, a panel will actually weigh how old you are, what shape you’re in, even what your lifestyle is, and then decide not only where to place you on the list, but even whether to just let you die. That’s right, if they don’t approve of how you live, they can pass you over to die.
Older people are actually passed over, because they’ve lived longer, and more “deserving” people moved ahead of them even after they’ve waited on the list.
There are already panels of people who will literally decide to let your grandmother die untreated, because she’s lived long enough.
It not only could happen in the US, it already does.
Do we really think, given the chance, that this won’t expand into every other part of health care that becomes socialized?
Criminal Transplants

It is a far greater crime when the government causes a death, because it is using supposedly legitimate authority to do so
Like Canadians and Brits sneaking to the US when their governments put them on endless waiting lists for life-threatening or painful conditions, Americans condemned to die by the socialized organ transplant system in America end up flying overseas, to obtain transplants, if they can afford to do so. Therefore the socialist prohibition actually ends up linking wealth to survival even more, not less as intended…only wealthier Americans can afford to fly a foreign country and pay for a transplant out-of-pocket. What’s more, it’s far more dangerous than an American transplant, since the US has the best surgery outcome rate of any nation on earth.
Meanwhile, avoiding questions of whether people really want to sell their organs, or are doing it for money, actually produces an even more dangerous system of commercial organ transplants, that of black market organs. There really is a question of whether an organ obtained this way was gotten from a consenting patient…and yet such a system exists only because it’s illegal to do so openly, with safe documentation.
Fix Transplants, Don’t Break Everything Else
Hope and/or pray that the US transplant system is de-socialized before you end up needing an organ, so that you won’t have to wait for years, and probably die without treatment.
And, as important, fight to keep the rest of the American health care system from ending up in the same, deadly, condition.
What If Car Insurance Were Like Health Insurance?
Insurance is supposed to be something you hope to never, ever use.
Not even once.
That’s how, for example, car insurance works. If you’re careful and lucky, you’ll “waste” money on it your whole life, and never need to make a claim. You are just pooling a risk with everyone else, and only a few of you should need to cash it in, per year.
But imagine if we all had car “insurance” that covered routine things we expect to need, like oil changes and gasoline.
Since we, and the insurance company, know we will be paying for these things regularly; our insurance cost will go up by the full amount of what we’d have paid anyway, plus the extra overhead for their bureaucratic costs and profit.
You Pay Extra for “Free” Stuff
If your car insurance now costs $800/year, and you spend another $800/year on gas/oil, for a total of $1,600/year, the price of your insurance will probably go up to well over that. For example, with a mere 10% profit margin, plus another 10% in bureaucratic costs, the extra $800 would cost you $160 on top of itself.
So you’d pay $1,760 to have “full coverage”, instead of $1,600 to have normal insurance and buy your own gasoline and oil changes.
But, worse, since we’re not actually paying for each gallon and pint out of pocket, demand for gasoline and oil changes will go up, which will increase the price. It will increase it a lot.
Think of how much people changed behavior because gas prices were high in 2008. It dramatically cut demand. People bought more economical cars, moved closer to work, didn’t drive on distant vacations as often, et cetera. And this helped cut the cost of gas back in half, because the price is set by, in part, a combination of supply and demand.
With gasoline costing “nothing”, people would feel free to buy cars that get worse gas mileage. They would feel better about living farther from work. They could go on road trips as often and far as they pleased.
So the price of gasoline would skyrocket.
But since most people would have “full coverage” insurance, they wouldn’t even notice that.
What we all would notice is the price of car insurance going through the roof.
Let’s say the price of gasoline only doubles, back to its 2008 prices. Now people are using $1,600 in gasoline per year…except they’re also driving more. Let’s say only 25% more…that’s $2,000 in gasoline. Including the profit margin and bureaucratic cost, that means the price of “full coverage” goes from $1,760 per year to $3,200 per year.
But it doesn’t stop there…the insurance company doesn’t really have the same incentive, nor power, to hold down prices that consumers do.
Oh, pundits imagine they do, because they’re big companies and all that…but they lack the power of the actual consumer: They can’t make people stop driving and getting oil changes. So the oil and gas providers are able to start raising prices, as long as they can justify it…and when money’s involved, people can justify a lot. For example, now the gas stations and quick lube joints have to pay a whole second staff just to handle the “insurance” paperwork, in order to get paid for the gasoline and oil changes we buy.
So the price of gas and oil will go up even more than supply and demand would require…which means that $3,200/year for “full coverage” car insurance is only the start. If we add a mere 10% on that for the oil/gas companies’ insurance compliance staff, plus another 10% for padding they can get away with because the insurance company can’t make its customers stop going in response to high prices, then $3,840 per year.
The Uninsured Suffer
Of course, one group will feel the pinch of gasoline and oil change prices going up:
We who are smart enough not to waste our money on “full coverage”, but buy our gasoline and oil out of pocket, saving the twenty percent overhead on the insurance. But now we’re paying insanely high prices for these things, either way.
In fact, soon nobody without “full coverage” car insurance will feel like they can afford to drive, because gasoline and oil changes are so expensive.
Inevitably, this would all balloon into a:
Car Care Crisis
Media and Liberal politicians would be demanding that government insure all Americans who are not already covered, and that they “control car care costs”, which would be expanding to cripple the economy.
They would, surely, try to nationalize automotive care…they already hate that we drive so much, they say so all the time. Instead of trying specific, reasonable things, of course, they’d demand that we put all eggs in one basket with a single, gigantic, hurried bill passed into law, all or nothing.
This, of course, will end up making things worse, as such brute-force government interventions always do.
All because people were foolish enough to start buying “insurance” for predictable, regular needs, instead of only for catastrophes they hope will never happen anyway.
Health Insurance = Car Insurance
This is what is happening, now, in the health care industry.
We are paying up to $8,000 per year for a family of five, in order to get “full coverage” that pays for our normal checkups, our doctor’s visits for colds, the flu, emergency room visits for skinned knees and sprained ankles…and then we are paying for ALL of that minor, predictable stuff, plus profit and bureaucratic costs, and increased paperwork costs from health care providers, and padding of costs handed off to insurance companies…through skyrocketing health insurance prices.
Before government stepped in, health insurance was only for rare emergencies. It cost a tiny fraction of what it does today, even considering inflation. But then government took over half of health care spending with the socialized Medicare/Medicaid programs, and forced employers to offer “full coverage” health insurance, hiding the cost you pay by deducting it from what they would offer you in the first place.
The crisis this created is exactly what we should expect to happen. The problem is simply that we’re paying middleman, for no reason whatsoever, and getting exactly what we deserve.
Why Workers Dislike Unions
We’re told by teachers, politicians, and the media that unions are the best thing ever to happen to people who work. Without them, we’d all be working 80 hour weeks, for pennies per hour, and dying by 30 from how dangerous the conditions are.
And yet, for some reason, most people not only don’t belong to unions, are not even thinking about forming unions, but wouldn’t even want their industry unionized, if they had the chance. In fact, unions are dying out. The odds are that if you don’t more or less inherit a union career because you’re locked into a Company Town situation, you will never join one.
In the 1940s, 35% of American workers belonged to trade unions. Today in the private sector, membership is less than 7%. It is even lower in states that protect your right to have a specific job without joining a union.
Why?
Because, in reality, a union takes more freedom away from a worker, than from anyone else.
Pay is Important
It’s not fun, negotiating with an employer for your compensation. Well, not unless you’re really in demand. Then it can be joyful agony, trying to decide which offer is best, and what to require you be paid…but, the rest of the time, it’s unpleasant.
But the joy and pain are both because of how completely important your pay for your work really is. Your entire lifestyle depends on that set of decisions.
Not just how much you’ll be paid, but in what form. Do you want more cash, or would you prefer more days off? Are you better off putting up with a company insurance plan, that is cheaper but less responsive and lacking in choices, or more money and save up for your own checkups? Do you want paid lunch and breaks, or more money and come home sooner?
The problem with a union is that it strips away any control you have over that life-changing question.
You don’t even get to choose when, or how, to negotiate. Union management takes all power away from you, and you have to cross your fingers, praying whatever they think is best happens to be something you can tolerate.
Even under the best circumstances, they’ll be negotiating for the lowest common denominator. What the average worker is worth, and the union will gain from getting. The problem is that in the real world, almost nobody’s average. A good compromise, famously, is one where everyone goes away equally unhappy. With a union, you don’t just have to compromise with an employer, but also with all of the other workers.
You Become a Cog
With a union, you must settle for:
What the average worker is worth…
Diluted by what benefits the union management and corporate management negotiate.
You also lose the power to be paid for your effort, quality, ideas, and unique traits.

Right to work states protect your choice to not join a union, even if there is one at the company where you work
For example, you may be willing to work extra-hard to make more money, or have more job security. You may not even need to work hard; there may be some special part of your occupation you’re particularly good at.
But most unions avoid the idea of being paid for how well you do the job, replacing it with being paid for how many years you’ve worked. What could be a worse system of payment than this?
Of course it’s bad for the customers, because quality falls by the way-side…and therefore is bad for the company, as its profit depends on that quality. But it’s also bad for you, the worker, whose efforts become meaningless…just hang on to the job for as long as you can, that’s the only way you can make more money.
Likewise, no amount of effort can protect you from being laid off during the slow or hard times, with a typical union contract. You could be the very best at your job, but if you’ve only been there a few years, you’re out the door.
The Worst Kind of Middleman
It’s bad enough that unions harm companies, consumers, and society by causing unemployment, playing insider favoritism, price increases, inefficiency, low quality, reducing non-union worker pay, and other means, plus all the above disadvantages to union members, but what do you gain, in return for this?
- The right to be forced to pay union dues, whether you find them worthwhile or not.
- The privilege to have part of that hefty fee spent to bribe government officials with policies you probably don’t actually like, and be punished if you object.
- The fortune of having some of the rest divvied up among the secretive, corrupt union management and their cronies and masters, for no apparent reason whatsoever.
- Oh, and the joy of having yet another Tyranny of the Majority government ruling over you, in the form of that union’s quasi-elected crony management.
It’s no surprise that unions actually reduce real household income.
Not a Number, but a Free Man
The reason most of us eschew labor unions like they’re a porcupine who recently attacked a skunk’s posterior, is that we really are better off as free people, than as vassals of a collective, whose real function seems to be the profit of its “leaders”.
In other words, I’d rather protect my right to earn pay based on what I’m worth, not my seniority, and not be given useless token “compensation” that sucks part of it away, like hourly coffee breaks and a dubious promise of unreasonably high, distant retirement pay, I probably won’t see, once the union bankrupts my employer.
Wouldn’t you?
Words of the Sentient:
Unionism seldom, if ever, uses such power as it has to insure better work; almost always it devotes a large part of that power to safeguarding bad work.
- H. L. Mencken
- Henry George
The Tyranny of the Majority, vs the Unanimity of Liberty
T
he Founding Fathers despised democracy. They called the idea of 51% voting to impose its will the “violence of majority faction“. Poor Thomas Jefferson spent a great deal of effort and political capital proving he wasn’t a closet democrat. When writing Democracy in America, French philosopher Alexis DeToqueville coined the phrase Tyranny of the Majority referring to an idea from Plato’s Republic.
Majority rule imposes the will of a mere half of the population, plus one vote, upon minorities in each issue.
You need only to look at how this impacted blacks in the US to understand how evil majority rule over the minority is.
The Founders sought to solve this problem, by banning democracy in America, setting up a Republic where the majority could never legally vote to violate the natural rights of the minority. The only powers allowed to the Federal government were those listed in the Constitution, with the 9th and 10th articles of the Bill of Rights banning it from doing anything else, even if the majority voted for it.
Majority as Consensus
Of course the Federal government has been corrupted enough to overstep its legitimate authority, but that’s another article.
The modern apologists for majority rule, who unfortunately have managed to get the word “democracy” spun into a positive thing in public schools, defend their tyranny over minorities by saying “hey, at least we can be sure that there isn’t a larger group who opposes a vote, than the group who supports it”.
Advocates of liberty, though, object that you still should not violate the will of ANY people, in a free society. They say that you have no more authority to violate the rights of another because you are a large group, than if you are one man trying to impose your will on your neighbor. At least not legitimately.
Of course, the obvious retort is “hey, the only way to solve the problem of having minorities on issues is to have a unanimous vote…and that’s impossible! If we depended on unanimity, then nothing would ever get accomplished at all!”
Unanimous Self-Government
A free market is based, purely, on unanimity.
This is because the fundamental principle of liberty is private property:
Each person is a government of one, over his rightful possessions, starting with his own body.
But if someone wanted a vote on what everyone in the country is going to have for supper tonight, the odds are that he would not be able to get everyone to agree on the same thing. So if this were a power of the government, up to half of the population, minus one vote, would have their right to choose what to eat violated.
Of course that’s if there are only two options…which is a sort of farce of an election in the first place. With a real selection of all things people might reasonably desire for supper, probably more than 99% of people will be forced to eat something they would not have chosen.
And, let’s face it, with how goofy people are, you’re almost always going to end up being forced to eat something you don’t even like, much less want for tonight.

Eccentric sitcom character Mrs. Slocombe used to emphasize a decision by saying "and I am unanimous in that!"
On the other hand, if each man governs his own life, as in a free market, then you may choose not only exactly what to eat, but even when to eat it.
Every time you are hungry, there is a vote, and you are unanimous. Sure, it’s limited to what you can afford, but what better way to determine what a meal is worth than that? Imagine if the majority were always voting themselves caviar and steak, bankrupting society.
With majority rule, you only get rare input at all, and only one option is selected, with most people being losers in the process.
But with the free market, you vote every instant, of every day, and are able to reverse yourself at will.
Of course, this does apply to groups, not just individuals, in a free market, because their membership is purely voluntary, unlike an authoritarian government.
Sure, your chess club or paintball team may have majority votes, but your participation in them is purely consensual. Each moment of your life, you are free to leave, and if you stay you are voting unanimously for your own membership.
If you leave an organization in a free society, they are not going to blockade your house until you’re forced to fire on them, and then claim you started a hostilities, invade, and conquer you.
If the majority of your local town council votes to condemn your perfectly sound family home, just to put up a strip mall that will bring them more tax money and campaign contributions…does this in violation of the unanimity of private property rights, and you can’t simply withdraw your membership.
Don’t worry; in two years you’ll be allowed to cast a single vote against at least one of those politicians who stole your home, and even…if you still live in town, and at a legal residence, not in a cardboard box.
You might even try to get 51% of all voters in your city to set aside all other issues and vote for the single challenger to each of those bad politicians.
Of course, if your private property rights were protected as they should be, you wouldn’t be in this predicament. Maybe you should just push for laws protecting those rights in general, so such things couldn’t happen in the first place.
While majority rule imposes tyranny over minorities, capitalism, through private property rights, protects even the smallest minority, that of the individual, with unanimity.
Words of the Sentient:
The political principle that underlies the market mechanism is unanimity. In an ideal free market resting on private property, no individual can coerce any other, all cooperation is voluntary, all parties to such cooperation benefit or they need not participate.
– Milton Friedman, The Social Responsibility of Business is to Increase its Profits, The New York Times Magazine
Cash for Clunkers Causes Pollution and Poverty
This was going to be an article about how the Obama administration’s “Cash for Clunkers” campaign is an assault on the poor — which it is, because it breaks the flow of newer used cars to poorer people — but, in gathering facts for it, I came to realize that another of the unintended consequences of this self-destructive law is that it, literally, will increase pollution.
Why?
Ultimately, both of these side-effects are caused by the bizarre, authority-obsessed requirement that the cars traded in be destroyed, not sold to owners of even older cars.
Cash for Clunkers Pollutes
This is because the older a car, the worse its gas mileage. Not only in general, but also because cars tend to perform worse as they age.

But Now You Know is getting GREAT mileage out of this picture of the wind-powered Aerius, that charges its own hybrid battery while driving, in defiance of the laws of thermodynamics
Cash for Clunkers only rewards people for buying new cars, not for simply buying any car that got better gas mileage, regardless of its age. And it destroys the cars traded in, regardless of their own gas mileage.
This means that only more-prosperous people, who can afford new cars, are able to use the C4C program. They are, therefore, often trading in relatively nice, fuel-efficient cars. Often, they are even buying cars only a couple of miles per gallon more efficient.
Meanwhile, what about the people with older cars, which are much less fuel efficient?
Simple: They are having the nicer, more efficient used cars they WOULD have bought destroyed. Leaving them in a pollutive car longer than if the C4C never happened in the first place.
Since the older the car, the more pollutive, this has the net effect of WORSE pollution, not better.
Someone buys a new car that gets two miles per gallon better. His used car is destroyed, instead of going to someone who owns an older car that gets TEN miles per gallon worse. The net result is an LOSS of 8 MPG.
Take this real-life example:
- Dude A has a 16 MPG truck
- Trades it in for an 18 MPG truck, Obama gives him $3500 to save 2 MPG
- Dude B has a Chevrolet 1500, that gets 9 MPG
- Dude B finds he cannot afford to buy to buy a 16 MPG truck, because prices have gone up so much.
- He keeps his old truck.
Net result? The Obama plan gets credit for a whole 2 MPG increase, but actually produced a 7 MPG decrease.
“But this isn’t a good example”, some greenie shouts, “people were trading in SUVs for compact cars!”
While that would be a good example of the program increasing traffic deaths, it’s not actually true in this case.
This is because the initial stats claiming it were a contextual lie.
The actual numbers, in fact, show that the most people traded their vehicles in for SUVs and trucks.
But that’s not all…there is a large “carbon footprint” around manufacturing a new car. Statistically, it should be impossible for the above +2 MPG truck to save enough, in pollution, to make up for being built, over keeping the used truck. Same with non-carbon pollution, manufacturing versus microscopically worse gas mileage. Keeping an older car can actually reduce pollution.
Of course that wasn’t the original point of this article:
…and Causes Poverty
In their attack on consumer choice, the Obama administration attacked consumerism itself, which is a very politically-correct thing to do. But the fact is that consumerism makes our economy more efficient, and benefits the poor.
As the best-off consumers buy better things, items out of favor — whether used or just old models — become less expensive, allowing poorer people to buy progressively better stuff for the same prices.
In the case of cash for clunkers, the Obama administration broke this:
- Nice used cars will now be in shorter supply, which will raise the relative prices of the remaining nice used cars.
- This will make it harder for poorer people to afford to upgrade.
- This will trickle all the way down to the very poorest, who will soon find that their ability to buy some minimal car AT ALL, is affected.
- That can mean the difference between getting to a job, and getting out of poverty, or being trapped indefinitely.
So aside from the many other unintended consequences of this program, and there are many, the program has actually set the scene for poor people to have an even harder time affording cars, a vital tool for earning more money.
What’s more, most of the sales are ones that would have happened, anyway.
Didn’t Even Help

The net result of Cash for Clunkers will be more depressing effect on our economy. Government is often credited with the famous Reverse Midas Touch: Everything it touches turns to crap
Speaking of poverty, the program did not actually stimulate car buying, to help the economy, especially did not help the American car companies (who did not deserve it, anyway), and did not even get those new buyers to save gas mileage!
Why?
Because most of the buying was just what economists call “front loading”; the choice to buy a car was simply moved ahead…once the plan ends, car purchasing will decline to an abnormal low from where it would have been, as most people who could have anticipated buying a car in the next year or two will have simply bought ahead, at taxpayer expense.
The net result, therefore, will be the same amount of economic activity, but crammed hastily into a shorter period of time, and with the economy-damaging side-effect of government spending having required government debt or taxpayer burden.
“Hasty” seems to be a government motto, of late.
Oh, and the “helping American car companies”? The people who took advantage of Cash for Clunkers mostly bought Japanese cars.
In all, these factors mean that even this most feel-good of big government programs, Cash for Clunkers, has had the overall effect of increasing pollution and harming the poor, by removing perfectly good, modern used cars from the road, trapping poorer people in much older cars, for longer…while either increasing pollution through manufacturing more new cars, or just causing future economic turmoil by using economy-depressing public finance to encourage people to simply buy their cars a few months early, all at one time.
Who Are the 47 Million Uninsured?

Not everyone in our country has health insurance...but the reasons aren't what you're led to believe.
EVERY TIME someone spouts the “forty seven million uninsured” number, show them this.
You routinely hear that claim in the health care debate, but, for some mind-boggling reason the opponents of nationalized health care rarely, if ever, stop to point out exactly WHO is being counted in that number.
When you’re deciding whether we should be forced to surrender our remaining medical freedom of choice to make coverage “universal”, consider who these “uninsured” actually are:
The Breakdown
The largest, overlapping, groups of uninsured in the US include:
- 9,000,000 Millionaires
- 27,000,000 people who make more than $50,000 per year, but choose not to get insurance
- 22,000,000 Young adults who can afford insurance, but choose not to
- 14,000,000 People who can already get medicaid, but choose not to
- 11,000,000 Illegal Immigrants
- 23,000,000 People who are actually insured. That’s right; you’ve been lied to…surprised?
This adds up to more than forty seven million, because of the overlap – for example young adults who are millionaires and change insurance companies fit into four categories, above.
Let’s check out the details:
Millionaires: The kind of health insurance you get from employers, these days, is actually pretty self-defeating…it makes you pay thousands of dollars per year, and in return you get tens of dollars worth of coverage on office visits and other routine care. The US has more millionaires than the rest of the world combined, and if you’re one, you’re not going to bother paying a premium every month, to avoid the much smaller annual checkup fee. Of the nine million millionaires, many wisely ditch routine health insurance entirely.
$50,000+: Of course this applies, to a lesser extent, to many people who make more than $50K, twenty seven million of whom choose to be ininsured. They don’t bother with health insurance, because they can pay for checkups out of pocket, no problem. Especially if they are…
Young Adults: Two thirds of the “uninsured” not skipping out on medicaid are between 18 and 34. Those people feel, and are statistically correct, that they’re probably not going to need the insurance, anyway. Why pay $2,000 per year for insurance when you’re going to go ten years without even getting a checkup, and have not a single ill effect from it? Sure, they’re risking the rare catastrophe…but it IS rare, and anyway that’s their own fault and choice.
Medicaid-Dodgers: If you get on medicaid, you have to pay some small token premium…but if you choose NOT to pay that premium, and then you actually get horribly ill, you can actually sign up on the spot and still get covered, having essentially gamed the system and won anyway. So why ANYONE would bother signing up ahead of time escapes me. Fourteen million are smart enough not to.
Illegals: I don’t like how restrictive our immigration laws are, but nonetheless they ARE among the few legitimate functions of the Federal government…and, more importantly, anyone in this country illegally is CHOOSING to live a life that will essentially make insurance impossible to legally get. There are about eleven million of these people, and “uninsured” surveys don’t filter them, in fact they sometimes specifically count them. That’s their own choice and problem. Legitimate taxpayers shouldn’t have to support them.
The Insured: In fact, the majority of the “uninsured” who aren’t gaming medicaid ARE INSURED ANYWAY. See, the fearmongers who came up with these deceptive numbers are including anyone who changes insurance companies in a given year as being unisured for that year. This is because, legally, there is some point (even if it’s only one instant at midnight) where you are covered by neither policy. Therefore, twenty three million of the “uninsured” are actually insured for almost the entire year.
COBRA Fakes Uninsurance
Under the category of “actually just switching insurance”, anyone who changes employers is automatically covered by COBRA…but it is retroactive. They can simply choose to be “uninsured” for up to two months, rather than paying prematurely for the COBRA, in case they get another job…if something goes wrong and they decide to “get” COBRA, it becomes retroactive for the entire two months. So they are counted as “uninsured”, but just like medicaid-qualified people, they actually ARE insured, just skating on the payments.
This really shows the depth of the “millions uninsured” scam, because it means that when COBRA was passed, more people became insured (anyone who has lost a job, for at least two months), yet the COUNT of “uninsured” actually went up.
Who is Left Out
Of course the examples of who are supposedly uninsured are equally deceptive…usually the fearmongers spout off about old people and babies.

The wealthiest segment of Americans are the elderly...yet many of them oppose limiting medicaid/medicare to those who actually can't afford to pay their own way. This richest group of Americans takes money from the poorest working Americans for their "Free" health care.
But, in fact, less than four percent of the elderly are “uninsured”, and of course 100% of those either are wealthy (the oldest fifth of Americans are the RICHEST fifth of Americans), or are covered by medicare/medicaid, since they’re…old. Either way, they just choose not to get insurance.
And, of course, ALL “children without health insurance” have parents who fall into the six categories above, or are directly covered by special plans for children. One hundred percent.
Who’s Actually Not Covered? Perhaps Nobody…
What’s more, in my effort to find a number for people who are actually uninsured, but NOT covered by medicaid, NOT making over fifty thousand per year, NOT choosing to ditch insurance because they are young and invulnerable, and NOT an illegal immigrant…I couldn’t find any, at all. The number is so small that it’s not even worth citing by the socialists, assuming it’s above zero in the first place.
Demand that they come up with an actual number, before we take them seriously on the claim that we surrender our remaining medical freedom in order to have “universal” coverage. Should we suffer the wait for treatment like Canada in order to save just five percent of the population from themselves? Two percent? One percent?
Check out the Worker’s Rights Manifesto
You and I, as a workers, have certain rights that are naturally ours, and that nobody should be allowed to violate. These rights are choices we are free to make, unless the powerful try to steal them.
The right to work for the amount we choose.
What we earn should be a matter between ourselves and our employers, not something controlled or approved by some government…more
The right to work for whom we choose.
Where we work should be a matter of which job offer we accept, not controlled by some law or.…more
The right to keep the product of our labor, and do with it as we choose.
The product of our labour is the amount we agree to sell our services to an employer for. It is ours by right, and any authority who takes it from us for their own purposes is wrong.…more
The right to decide how we work.
What if we don’t want three weeks off, but would like a little extra pay, instead? What if we want to buy health insurance with a huge deductible for two hundred bucks a year, instead of paying two hundred bucks per month for full insurance, because we have a lot saved up in the bank in case we get sick? Nobody should be able to.…more
The right to work the way we choose.
We have a right to decide what is “safe”, for ourselves, instead of.…more
The right to become owners / management, and be proud of it.
If we work hard, and make the sacrifice of saving our rightful income (product of labor), or work in our own time to create a great new idea, we have a right to invest it to create new wealth.…more
Hypocritical Car Dealers’ Whining…

(caption: This car dealer whines about how a car company should not be allowed to lay him off, and then talks about how he laid off 35 employees)
Oh no, the bankrupt automobile manufacturers are ending their association with two thousand car dealerships!
This is unacceptable, because bankrupt companies should never cut costs, nor do anything else to become efficient and remain in business. They should keep all of their employees, business associations, et cetera, even if it means continuing to lose money and vanish entirely within the year.
On the other hand, why are these hypocrite car dealers not doing the same thing?
The ones pandering to a grandstanding Congressional panel today complained that they — the dealers themselves — had to lay off dozens of employees.
One of them said something like “I have been turned into a glorified used car dealer, which…[sob]…cost thirty-five of our loyal employees their jobs! [whimper]“
But…but…why on earth did he not simply keep all 35 of those employees, the way he’s demanding the automaker be forced to keep his dealership?
Every single explanation he might give, if asked this, would translate into an argument for why the automaker needed to get rid of extra dealerships.
Of course, the automakers could have kept more dealerships, if the Obama administration were not undermining their ability to get out of insane contracts with the UAW monopoly.
But, either way, the automakers are SUPPOSED to cut costs, at the cost of jobs and associations.
Or else the car dealerships should not be laying off employees, just because they lost their new car contracts.



























